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Why Is Personal Finance Important? Personal finance is a vital part of not only managing your day-to-day financial needs but also planning your financial future. The sooner you get a grip on personal finance, the better your long-term financial prospects will be for things like investing or planning for retirement. What Are the Five Areas of Personal Finance? Though there are several aspects to personal finance, they easily fit into one of five categories: income, spending, savings, investing, and protection. These five areas are critical to shaping your personal financial planning. Five Aspects of Personal Finance Income Income is the foundation of your personal finances and includes all parts of your cash flow – the money you take in from all sources. It includes your salary, pension or Social Security, and income from rental properties, or investments. Spending Spending includes the money for any expenses you have. Controlling the amount of money you spend can allow you to set aside money to grow your financial future. Savings Savings includes any money from your income that you do not spend but set aside for the future. It is necessary to provide for potential expenses – planned or unplanned. Investing Investing is different from savings. While savings are what’s left over from your income, investments are purchases that allow you to earn future income or savings. Investments may include purchases of mutual funds, stocks, bonds, or real estate that you expect to give you a good rate of return. But investments come with risks. Protection Protection from financial risks can be handled through a variety of financial products including annuities, property/casualty insurance, life insurance, and health insurance. These can provide financial security or protection from unexpected financial costs.
Finance · Tutoring · Personal finance
Trusted teacher: I trade by applying a pure swing trading breakout strategy on micro and nano caps on the US regulated stock markets (NYSE, NASDAQ, AMEX). I can therefore it bring my experience and expertise to those who have an interest in this approach in addition to the fundamental base necessary to become a professional trader. This trading program is both for beginners who already have a little experience in the stock market and have already determined a preference for swing trading or traders who are familiar with this trading strategy but are unable to reach consistency. What is SWING TRADING? Swing trading is a type of trading that consists of taking positions from a few days to a few weeks. Swing trading can be done on equity markets but also on other types of markets such as futures (indices, rates, commodities, etc), crypto-currencies or forex. So it is rather by the holding time horizon that swing trading is distinguished. The first interest of this type of trading is to be able to surf short and sharp movements in a logic of following short-term trends or momentum and therefore not having to stay "riveted" in front of your computer all day, which allows you to work and start swing trading with peace of mind. The second advantage is that it allows you to turn your capital around fairly quickly as opposed to a medium or long-term investor who may hold positions for several months or years. You can also do swing trading by buying on weakness or by dealing only with breakouts as I do. My trading mentoring program swing trading US stocks This is a "strategy and technique" oriented course for those who have already mastered the fundamental principles seen in the general course of "building a complete trading system" including risk management, psychological biases, the importance of backtesting, the mastery of screening tools, the daily writing of a trading journal, among other things. PROGRAM « BECOME A PROFESSIONAL SWING TRADER » I-Definition, approach and philosophy of swing trading -Definition, -Comparison with scalping, daytrading and position trading, -The time horizon, -Purely technical approach or combined with a fundamental approach, -Different strategies: breakouts or entry on weakness II-The advantages of swing trading -Close entry or how to avoid overtrading, -Compound your capital several times a month or the magic of interest compounding, -Adaptability to adverse market conditions. III-Define your entry strategy -Understand the natural behavior of a stock, -The importance of the pivot point, -The importance of the "FPB" (first price bar), -Past volatility as an indicator of future volatility, III-Define your entry strategy (continued) -understand the concept of robustness in trading, -know the most reliable price/volume patterns: cup with handle, double bottom , resistance line breakout... -the opening gaps, -how to identify accumulation signals, -bottom fishing and bear trap III-Define your entry strategy(continued) -study case 1 : illustration of the pivot point with recent trades -study case 2 : illustration of the main price/volume patterns that can lead to major amplitude movements IV-Define your exit strategy -the systematic exit, -the discretionary exit or how to adapt to the specific behavior of each action, -the exit on force: advantages and disadvantages, -the exit on weakness: advantages and disadvantages, -learn to identify distribution signals IV-Define your exit strategy(continued) -Study case: examples of exit strategy with recent trades V-Risk management -Typology of risks in trading, -Risk management per trade: stops or how to avoid the risk of ruin, -Managing the overall risk of the portfolio, -Managing position size: variable or constant? V-Risk management(continued) -Study case: how to place a stop -Study case: method to manage volatility and drawdown VI- TEST AND EXECUTE YOUR SWING TRADING STRATEGY RIGOROUSLY -reminder on the concept of gain expectancy, its main components and their interactions (hit ratio, risk-reward ratio, position size), -the risk-reward ratio is roi, -define and implement rigorous backtesting, -define a daily routine that leaves nothing to chance, VI- TEST AND EXECUTE YOUR SWING TRADING STRATEGY RIGOROUSLY (continued) -Choose the most suitable screening tools, -the trading journal or how to maximize and accelerate your learning, -The different types of orders most relevant in the implementation of your swing trading strategy, -The review of your past trades: what are the determining factors?
Finance · Financial markets · Personal finance
Trusted teacher: Objectives The program begins with an introductory level cybersecurity skills training, then progresses to advanced cybersecurity techniques such as reverse engineering, penetration testing techniques, and more. This training program will enable you to: • Implement technical strategies, tools, and techniques to secure data and information for your organization • Adhere to ethical security behavior to analyze and mitigate risks • Understand security in cloud computing architecture in depth • Understand legal requirements, privacy issues, and audit methodologies within a cloud environment • Focus on IT compliance and enterprise systems integrity to create a more secure enterprise IT framework what will you learn 1. Inactive survey conduct Attackers spend 70-80 percent of their time gathering information about their target. Doing so answers a lot of questions that saves them time during the activity. It makes sense that you as a security professional would do the same. In this module, Passive Survey Conducting, you will learn about effective untraceable data collection, referred to as a survey. First, you will see what information can be discovered about your target using public and open source information. Next, you'll discover what WHOIS, nslookup, and even Google can reveal about your target. Finally, you'll explore some of the apps designed to help automate this stage of the survey. Upon completion of this unit, you will have the skills and knowledge of passive reconnaissance needed to perform penetration testing. 2. Take an active survey So far, we've been "calm" about the survey. But the passive side is that we often don't see every system through passive ways. This was the active poll come to play. In this module, Conducting Active Reconnaissance, you will gain the ability to discover more network nodes and collect system information during penetration tests. First, you will learn how to discover all targets on a given network. Next, you will discover how to use enumeration to find services and even accounts on targets. Next, you'll see how to scan each point for vulnerabilities that could allow someone to gain unauthorized access to protected digital or electronic materials, and might get around routers or even firewalls to get in. Finally, you will explore how to research different types of scripts and some great tools to help automate your tasks. Upon completion of this course, you will have the skills and knowledge to discover many nodes, service accounts and even some of the vulnerabilities needed to cover every aspect of an active survey step in any pent-up engagement. 3. Gathering information and identifying weaknesses Now that you have identified, enumerated, and exposed vulnerabilities through both active and passive reconnaissance efforts, you need to know what to do with that data. In this module Gathering Information and Identifying Weaknesses, you will learn basic knowledge and gain the ability to analyze the weaknesses that you have discovered. First, you will learn how to choose the right vulnerability scanner, whether it is open source, commercial, on-premises or cloud-based. Next, you will discover how to organize said data by classifying assets, identifying false positives and preparing for judgment. Finally, you will explore how to turn this data into actionable exploits. Upon completion of this unit, you will possess the skills and knowledge to analyze vulnerabilities or command you to prepare for the next stage of the penetration testing lifecycle. 4. Application testing There are many different ways that software flaws can be exposed through design and implementation, so you will need to perform a variety of tests thoroughly to evaluate each application for which the company is responsible. In this module, Testing Applications, you will learn how to exploit vulnerabilities in web-based applications while participating. First, you will learn the commonalities between web applications. Once you understand this, you will be able to use this knowledge to your advantage. Next, you will explore the different types of authentication, injection, and web shell attacks that you can use to exploit these applications. Finally, you will use specific analysis techniques on compiled programs to see if you can compromise on these types of applications. Upon completion of this module, you will have the skills and knowledge of penetration testing needed to exploit most any application in any interaction. 5. Digital Forensics This unit will teach you the basics of safety and evidence acquisition, examination and analysis to create a cybercrime timeline. 6. Digital Forensics: Getting Started with File Systems Do you like the idea of being able to find what others can't? In this unit, Digital Forensics: Getting Started with File Systems, you'll dive into digital forensics and file systems and how digital forensics investigators use them to prove what happened or didn't happen on the system. You'll start by covering topics, such as paths, sectors, groups, blocks, and slack space. Next, you will explore in more depth Permissions and Metadata. Finally, you'll look at the timestamps, and jot it all down while using the autopsy as your tool. By the end of this course, you'll know how to navigate Autopsy and the original Windows, Linux, and Mac OS X operating systems to find forensic evidence at the file system level. 7. Kali Linux Digital Forensics Tools: Imaging and Hash Kali Linux (formerly BackTrack) is known as the premier Linux distribution system for application and network penetration testers. Kali also includes many useful digital forensic tools for formal forensic investigations, IT problem solving, and learning about digital forensics. Professional digital forensic examiners, IT staff, and students new to digital forensics will all find the information and demonstrations of digital imaging and cryptographic hashing tools in this course extremely useful. 8. Practical coding using Python Security is very important in today's world. In this module, Practical Coding with Python, you will learn the practical side of coding with the great programming language Python, and gain the confidence to master the skill of coding using real-life examples. First, you will learn about hashing algorithms. Next, you will discover symmetric encryption using Python. Finally, you will explore the many angles of asymmetric encryption using public and private keys. When you have finished this unit, you will have the necessary skills and knowledge about coding to use in your career. 9. Social Engineering with Social Engineering Toolkit The Social Engineer Toolkit (SET) is an open source Python-based tool intended for penetration testing around social engineering. Vulnerability scanners will find security problems in computer systems. If you want a good tool, SET is here to help you assess your company's security cavity. In this module, Social Engineering Using the Social Engineer Toolkit, you will learn the social engineering attacks that SET supports. First, you will discover how a SET phishing attack works with an email attack. Next, you'll explore how to use a website attack vector, along with creating a payload and a listener. Next, you'll delve into powerful PowerShell attacks and how to take advantage of this command line tool to bypass security on Windows. Next, you'll explore the world of electronics to learn how to use the hardware-based module in SET. Finally, you will learn various ways to deal with the Social Engineer Toolkit, such as Wireless Access Point Attack, QRCode Generator, SMS Spoofing, and Infectious Media Generator. By the end of this unit, you will have the basic knowledge to use the social engineer's toolkit efficiently. 10. Penetration testing with Metasploit Framework Penetration testing workflow is a huge challenge in our career as security professionals. In this unit course, Penetration Testing with Metasploit Framework, you will learn how to take your ethical hacking skills to the next level by using Metasploit in your career as a penetration tester. First, you will learn how to list and enumerate services. Then, you will discover new ways to exploit vulnerabilities. Finally, you will explore how to raise your privileges and move sideways on the network. Upon completion of this unit, you will possess the skills and knowledge needed to conduct a successful penetration test like a pro.
Security · Computer engineering · Software engineering
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